How it works

1. Enter the property details

Price, down payment, rate, term, property type (house, condo, duplex), and whether you'll self-manage. Optional: your expected nightly rate and occupancy. We cap optimistic assumptions either way.

We don't invent comps or market data. When something's unknown, we say so. That uncertainty shows up in the analysis.

2. We stress-test the assumptions

High occupancy? We treat it as fragile. We factor in seasonality, per-stay cleaning, STR insurance, vacancy, and ongoing CapEx. You get three income scenarios: strong year, typical year, weak year. Plus where buyers underestimate costs, the one assumption that could kill the deal, and what a bad year actually feels like.

3. You get a clear verdict

Every report ends with one of three verdicts. No hedging. Something you can act on or share with a partner.

• Proceed. Numbers hold. Do your due diligence.
• Borderline. Thin margins. Only proceed if you've got reserves and can stomach break-even.
• Walk Away. Deal fails. Find something better.

Why we do not rely on a single scraped estimate

Address-based tools that spit out one number often depend on scraped or aggregated comps. Those can be stale, from better listings, or from markets that behave differently. We do not promise perfect market data. You enter what you know; we apply conservative haircuts and show scenario ranges. When something is unknown, we say so.

Why conservative scenarios are safer for purchase decisions

Most STR calculators are built to make deals look good. Plug in 70% occupancy and a dream rate, and everything turns green. Reality is messier. Seasonality, competition, and one bad year can wipe out the margin. Conservative scenarios help you see how the deal holds up when things go wrong, before you commit capital.

We do not maximize upside. We do not talk you into a deal. If the report helps you walk away from a bad one, we have done our job.

How to use this tool

1. Enter your assumptions. Be honest. We cap optimism either way, but your inputs drive the analysis.
2. Review the scenario range and fragility flags. Look at strong, typical, and weak year outcomes. See what breaks first.
3. Adjust only with verified info. Do not tweak numbers to get a better verdict. Use real data if you have it.
4. Use Walk Away as a valid outcome. A no is useful. It saves you from a bad deal.

Why this exists

Optimism is dangerous in short-term rentals. A single bad assumption can cost you more than an inspection. Conservative analysis is not about being negative. It is about knowing where the deal breaks before you are in too deep.